| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| BUSINESS/TRUST/SHARE SAVINGS | 0.050% | $5.00 | $5.00 |
| BUSINESS/TRUST/SHARE SAVINGS | 0.090% | $5.00 | $5,000.01 |
| BUSINESS/TRUST/SHARE SAVINGS | 0.130% | $5.00 | $10,000.01 |
| BUSINESS/TRUST/SHARE SAVINGS | 0.180% | $5.00 | $25,000.01 |
| BUSINESS/TRUST/SHARE DRAFT | 0.000% | $0.00 | $0.00 |
| BUSINESS/TRUST/SHARE DRAFT | 0.000% | $0.00 | $5,000.01 |
| BUSINESS/TRUST/SHARE DRAFT | 0.000% | $0.00 | $10,000.01 |
| BUSINESS/TRUST/SHARE DRAFT | 0.000% | $0.00 | $25,000.01 |
| IRA SHARES | 1.510% | $0.00 | $5.00 |
| CHRISTMAS CLUB | 0.050% | $5.00 | $0.00 |
| CHRISTMAS CLUB | 0.090% | $5.00 | $5,000.01 |
| CHRISTMAS CLUB | 0.130% | $5.00 | $10,000.01 |
| CHRISTMAS CLUB | 0.180% | $5.00 | $25,000.01 |
| VACATION CLUB | 0.050% | $5.00 | $0.00 |
| VACATION CLUB | 0.090% | $5.00 | $5,000.01 |
| VACATION CLUB | 0.130% | $5.00 | $10,000.01 |
| VACATION CLUB | 0.180% | $5.00 | $25,000.01 |
| SUB SHARES | 0.050% | $0.00 | $0.00 |
| SUB SHARES | 0.090% | $0.00 | $5,000.01 |
| SUB SHARES | 0.130% | $0.00 | $10,000.01 |
| SUB SHARES | 0.180% | $0.00 | $25,000.01 |
| MONEY MARKET | 0.100% | $2,500.00 | $2,500.00 |
| MONEY MARKET | 0.100% | $2,500.00 | $2,500.00 |
| MONEY MARKET | 0.150% | $2,500.00 | $10,000.01 |
| MONEY MARKET | 0.200% | $2,500.00 | $25,000.01 |
| MONEY MARKET | 0.300% | $2,500.00 | $50,000.01 |
*Fees may reduce earnings. Rate may change after the account is opened.