Savings Rates

Savings Rates - Effective Monday, October 5, 2026
APYMinimum
Deposit
Minimum
Balance
BUSINESS/TRUST/SHARE SAVINGS0.1%$5$5
BUSINESS/TRUST/SHARE SAVINGS0.13%$5$5000.01
BUSINESS/TRUST/SHARE SAVINGS0.19%$5$10000.01
BUSINESS/TRUST/SHARE SAVINGS0.23%$5$25000.01
BUSINESS/TRUST/SHARE DRAFT0% $0
BUSINESS/TRUST/SHARE DRAFT0% $5000.01
BUSINESS/TRUST/SHARE DRAFT0% $10000.01
BUSINESS/TRUST/SHARE DRAFT0% $25000.01
IRA SHARES1.26% $5
CHRISTMAS CLUB0.1%$5$0
CHRISTMAS CLUB0.13%$5$5000.01
CHRISTMAS CLUB0.19%$5$10000.01
CHRISTMAS CLUB0.23%$5$25000.01
VACATION CLUB0.1%$5$0
VACATION CLUB0.13%$5$5000.01
VACATION CLUB0.19%$5$10000.01
VACATION CLUB0.23%$5$25000.01
SUB SHARES0.1% $0
SUB SHARES0.13% $5000.01
SUB SHARES0.19% $10000.01
SUB SHARES0.23% $25000.01
MONEY MARKET0%$2500$2499
MONEY MARKET0.2%$2500$2500
MONEY MARKET0.4%$2500$10000.01
MONEY MARKET0.6%$2500$25000.01
MONEY MARKET1.01%$2500$50000.01
MONEY MARKET1.76%$2500$100000.01
MONEY MARKET2.79%$2500$250000.01

*Fees may reduce earnings. Rate may change after the account is opened.